As we start the New Year, it’s hard not to feel like we are living in some kind of Groundhog’s Day hamster wheel, starting this year with so many elements of the last one. War in Europe, virus warnings, threats to democracy and the challenges of new technologies. We have experienced some major setbacks in […]
Just as we have adjusted to everyday life with a global virus, and worked through waves of Delta, Omicron and BA2, BA4, BA5, our financial lives are beset with old fears about inflation, recession and financial market declines. We knew that we would not be able to just flip a switch and turn the post-pandemic […]
This month’s intended topic was taxes. We know that the best laid plans will hit one obstacle or another along the way. But having a plan – and sticking to it – is one of the best countermeasures to uncertainty. And so this week began with an escalating crisis in eastern Europe. With a 24-hour […]
After the first week of the year, you might have wanted to cancel your 7-day trial subscription to 2021. But onward we went: election, insurrection, inauguration, impeachment. It shows that the Universe has a wicked sense of humor when we were closing out an impeachment hearing over President’s Day weekend. I’m going to try to […]
March seems like a long time ago, even though it’s only been six months. Life in Corona Times. Back in March we had just started shutdown here in the United States, the economy ground to a halt with exception of a few essentials, the stock market plummeted. We found comfort in Netflix and a stockpile […]
Like other advisors during the current market turmoil, I am working with clients on portfolio rebalancing, tax loss harvesting, Roth conversions while account balances may be diminished, and shoring up emergency funds. All of these are good things to consider. But are those the ONLY things you might be thinking about with regard to your […]
For about a week now, most of us have been hunkered down in our little COVID caves under a “social isolation” directive. Some of the rest of you are under strict shelter-in-place orders. Here’s the bottom line: We will get through this. And not in a dystopian, I Am Legend kind of way, though if […]
They say March goes in like a lion and out like a lamb. The last week of February was not meek nor fierce, but ugly, and I don’t know what to call it. February begins with hearts and flowers, and ends with a new virus, entire cities under quarantine, and all the stock traders heading […]
This time of year we often look back over the past 12 months, and as we close out 2019, we also close out a decade. Time goes by in the blink of an eye, and the past ten years are only different in that there has been more change than ever before. That will only be exceeded by […]
Research shows that one of the reasons we have a hard time planning and saving for the future is that we lack a connection to our future selves. We can’t – or won’t – picture ourselves as older. Our youth-obsessed culture draws the picture of an elder you as wrinkled, frail and infirm, rather than […]